History Of Identity Theft

Does Lifelock Work

Does LifeLock work seems a popular question in my email bag nowadays and to answer it you just need to check some official figures. For every one million of us the Government expect 30,000 to be a casualty of identity theft.

LifeLock has around one million customers and so far well under 90 of them have had to make a claim on their guarantee. I would say those figures pretty much prove conclusive to anyone asking “Does Lifelock work?

OK then, so how does Lifelock work? Lifelock works by placing fraud alerts on your credit files for you. This means that any company who does a credit check on you causes a red flag to be raised and everything stops until you are informed and confirm that you caused the credit check. ie. It was you who applied for the credit card, loan etc. that prompted the credit check.

Credit checks are carried out when someone applies for credit, a loan, a credit card etc. Lifelock also ensure your name is removed from mail lists as the less your details are spread around the less chance of them falling into the wrong hands.

How well does Lifelock work compared to say, Identitytrust? IdentityTrust are set up to monitor literally thousands of data entry points, continually looking for your details. If they spot them being used for something unusual you are told about it.

Unfortunately, if it were a case of identity theft then this is not going to stop the crime although it will minimize the damage caused as at least you will know you have fallen victim to identity theft and you will be able to act quickly. With Lifelock the transaction would be stopped before it happens rather than telling you about it after it has occured.

Does Lifelock work with credit experts because I have heard I can do everything that Lifelock does for myself?

Lifelock use experts who know exactly how the system works and make sure your fraud alerts are in place at all times. The 3 credit bureau’s do not like it when you place a fraud alert against your name and they certainly do not like your name being removed from mail lists as it is the sale of your details to these lists that make them so much money.

For this reason they don’t make it easy for you to do it yourself. Each alert only lasts a certain amount of time and for it to be effective you must make sure it does not lapse.

You could probably carry out the work involved yourself if you wanted to but why do that when a specialist company like Lifelock Com will do it for around 30c a day? It is not just how little it costs though because you are also getting the satisfaction that only comes from knowing you have had a professional carry out a job for you and that their work is being backed up by a $1 million guarantee.

Perhaps that in itself is just as an important a reason to use Lifelock because not only does Lifelock work but it also brings you peace of mind that should the worst happen, everything will be taken care of by the credit experts at Lifelock.

Visit LifeLock Identity Theft Protection Service for more details. By using this link you will receive a $21 discount.

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