History Of Identity Theft

You can clean up credit report in 90 days. No attorney needed.

by Choice Harris

I am very happy that you’re reading this short article. My name is Choice, and yes it’s the name given to me at birth in a small town in Alabama. My picture is in the dictionary under regular guy. Well not really, but that’s who I am. I’m going to help you raise your credit score and clean up credit?

You are going to get a lot of valuable information from me in a way you can understand and act upon. I’m not a credit repair specialist or attorney. I won’t talk over your head to try and impress you. It’s time to get the truth about how to clean up credit in everyday language.

I must admit I excited and shaking in my boots at the same time because this is my first article. So thanks in advance for your support. My goal is to equip you with enough information to get your credit score high enough for the finer things in life.

Let’s start off by talking about credit bureaus. They are certainly a money making machine. Many lives, marriages and families have been destroyed because of the kind of information they report. For them it’s all business; nothing more, nothing less.

Most of the companies you do business with report your payment history to the credit bureaus. The credit bureaus charge these companies a fee to list your information. It doesn’t matter about the validity of what they say about you, because it’s all about the money anyway.

So credit bureaus take all this information and create a profile on you, better known as a credit report. They give out information on where you live, how you pay your bills, whether you’ve filed bankruptcy, been sued…that type of stuff.

It’s like they’re telling your life’s story. The sad thing is that a lot of time the information is wrong or at least reported with errors. But because of the money they make, the credit bureaus will report these things until you make them remove them.

They take all your information and make even more money by selling it to other entities that will pay for it. Those companies will evaluate you on what they say. If you’re trying to buy a car, rent a home, get insurance or a job, most will first turn to the credit bureaus to see what type of person you are.

But I have good news for you today. Credit bureaus use scare tactics to make you think there is nothing you can do to clean up credit. They will tell you only time can make things right. Now that is not the TRUTH.

When you look at your credit report, one of the things you want to watch out for is any inaccuracy. They must be 100% correct on everything. Did you know that? You are protected by the Fair Credit Reporting Act against the credit bureaus.

O.K., in the next few days we’ll begin the process to clean up credit. First we’ll show you how to get a free credit report. Then we’ll show you how to put an end to all those collection agencies calling you all the time.

No more phone calls from collection agencies. That alone should make you feel better.

We’ll talk soon…. Choice Harris

About the Author:

Choice Harris believes in helping those in need. His motto is each-one-help-one. He wants to help you clean up credit. Get free insider tips on how you can raise your credit score by 249 points in 90 days. Presented in common everday language that you can put to immediate use.

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